TYPES OF FUNDING
Invoice Finance
Release the cash ties up in unpaid invoices so you can pay suppliers, cover payroll and reinvest — without waiting 30, 60 or 90 days.
OVERVIEW
Turn outstanding invoices into working cash
Instead of waiting for customers to pay, advance a large share of each invoice’s value upfront. Your funding scales naturally as your sales grow.
Instead of waiting for customers to pay, advance a large share of each invoice’s value upfront about which sectors and invoice profiles you typically support.
OPTIONS
Two common structures
Funding plus outsourced credit control
Invoice Factoring
Advance a percentage of each invoice and let the provider manage collections, freeing up your time.
Collections handled
Fees [from x%]
Advance up to [85-90%]
BEST FOR
✔ Growing businesses with limited admin
✔ Long customer payment terms
Invoice Discounting
Advance a percentage of each invoice and let the provider manage collections, freeing up your time.
Funding plus outsourced credit control
Advance up to [90%]
You collect
Confidential
BEST FOR
✔ Established businesses
✔ Keeping the facility discreet
Release Working Capital From Unpaid Invoices
Don't let unpaid invoices slow your growth.
Invoice Finance provides fast access to cash tied up in outstanding invoices, advancing up to 95% of their value upfront.
This gives your business the working capital it needs to operate confidently and grow without waiting for customers to pay.
Types of Invoice Finance Facilities Include:
Invoice Discounting
Business borrows against invoices, with the process kept confidential from customers.
Confidential Invoice Discounting (CID)
Business borrows against invoices, with customers aware of the lender’s involvement.
Selective Invoice Finance
Flexible financing where a business selects which invoices to finance.
Client Handles Own Credit Control Services (CHOCCs)
Business manages credit control while receiving funding against invoices.
Spot Factoring
Business sells specific invoices for immediate cash, ideal for one-off situations.
Cost typically includes:
✔ Service Fee: A percentage of the invoice value or fixed monthly fee for administration
✔ Discount Fee: Typically between 1-5%, similar to an interest rate for the facility.
Arrangement Fee: Varies by lender, covering the cost of setting up the facility.
What Are The Interest Rates & Terms?
We'll match you with funding options that best suit your business and growth objectives. We'll match you with funding options that best suit your business and growth objectives.
What Can I Use The Loan For?
Unsecured loans can be used for almost any business purpose, including cash flow management, stock purchases, equipment upgrades, marketing campaigns, or hiring new staff. It’s up to you how to invest in your growth.
Free Up Your Cash Flow
See how much you could release from your invoices — no obligation, no impact on your credit score.